Each year there are many reported car accidents in the United States. Many car accidents vary in type and severity and can include rear-end crashes, minor fender benders, hit-and-runs, rollover accidents, and many more. Therefore, depending on the type of accident, many people usually wonder whether or not it’s a good idea to hire personal injury attorneys so that they can protect your rights and help you recover financial damages.
The good news is that there are many benefits you can have by hiring a Houston car accident lawyer. This page discusses when you should consider hiring a car accident lawyer in Houston.
Types of car accidents that need a lawyer
When car accidents happen, it makes sense to hire a Houston car accident lawyer to handle your claim that can be for a personal injury or wrongful death. Regardless of whether or not it was a serious car accident, you need to consult an attorney.
After all, many experts recommend that hiring an attorney, especially when there is an injury or damage can be the best thing you can do. Besides, before you decide to accept a settlement from an insurance company or the party at fault, you must understand all your rights under the law and know the extent of the damages that were caused by the accident.
It’s also important to note that expenses from the injuries like medical costs, lost wages, and many more can manifest slowly. And, the complete picture of what you may need to have a full recovery cannot be immediately known.
This is one of the reasons why you should seek the services of a car accident attorney immediately after the accident. Remember that insurance companies aim to make profits and keep payouts for claims low so that they can make more money.
The moment after being involved in a car accident, some insurance companies usually send their teams of adjusters and attorneys to start evaluating your injury claim. When you hire a car accident attorney immediately after an accident, you can level the playing field.
Just as the insurance company has a team of professionals working to protect its interest, you also need to have a team of experts working on your behalf to make sure that they cover your losses and get the attention and medical care that you deserve.
When you pursue a claim after a vehicle accident without hiring a lawyer, it can have huge consequences. You may sometimes receive just a fraction of the overall compensation. You can rush into signing an agreement before you fully understand the severity of the injuries you sustained in the car accident.
You can get the medical care you need because the insurance company may fight to reduce the payout. Worse still, you can be forced to pay high medical expenses out-of-pocket if the insurance company refuses to pay your claim. The negative consequences for not securing a car accident attorney after a car accident can be endless.
Tactics used by some insurance companies
It makes sense to understand some of the tactics that insurance companies use to reduce payouts. When you understand these tactics, you should know that it’s the right time to hire a car accident attorney.
Keep in mind that some insurance companies are known for engaging in these tactics just to persuade or intimidate you into receiving settlements that are not fair. An insurance company can try to fast-talk the settlement offer. They can force you to receive a settlement even before you had enough time to assess the full extent of the injuries you sustained. Usually, claims adjusters can give you a call shortly after the accident happened.
The common offers include covering for all your medical bills and offer a small monetary settlement for your pain and suffering. Unfortunately, many car accident victims fall into this trap and end up signing a release. It may look like a fair offer on the surface, but you should remember that there is a good chance that you can develop some health complications in the future.
If you don’t have a lawyer and simply signed this release, then you can face challenging times over time. Many states allow for releases to be done with binding language to make it impossible for you to recover any damages that can follow later. In this case, you can be responsible for paying tons of money in out-of-pocket expenses.
Insurance companies can sometimes discourage you from getting medical treatment. You see, representatives of insurance companies usually play some tactics to discourage medical treatment by pretending that you are not covered, and then utilize this instruction against you when you comply.
Insurance companies can encourage you to delay your medical treatment until they can approve coverage or confirm liability, suggesting that you may be responsible for the expenses. They can tell you they want to collect more information and that you need to hold off from receiving certain medical treatments until they notify you. But when you follow the advice of the insurance company and choose to delay medical care, the insurance company can use this decision against you. They can argue that you were not injured, so you didn’t need to seek medical treatment.
Sadly, many people fall for these tactics daily, and the negative effects can be staggering. In most cases, you can end up putting your mental and physical health at risk and left holding the bag once the insurance company denies your claim for following the advice they gave you. If you have an experienced car accident lawyer on your side, the insurance company can avoid delaying you from receiving the medical care that you deserve.
The good thing with car accident attorneys is that they are overly sympathetic and friendly. They act as your friend and attempt to provide you with the best service possible. An attorney is there to work on your behalf so that you can focus on your recovery while they are dealing with the insurance companies.